4.
We are vs. a playoff team, on the road, in potentially bad weather. They have big WRs we don't match up well against, and have beaten the Rams already recently (though we did control that game, it was turnovers that killed us). Our best offensive lineman is out, and though we are actually well above league average health-wise for this time of year, somehow the Panthers are even healthier, only with 1 (!) injury and not even to a key player. I also worry how much rust might be present with Adams and Lake.
So, I am confident. But it's the NFL. The game is losable. Despite what many pundits are saying. I expect it will be a fight. Plenty of factors the Panthers can point to in order to have hope. See above.